Competition Details

Competition:
Win £40,000 & Mortgage & Bills Clear for 2 Years!

Competition by:
ITV

Competition type:
Competition Paid

Category: Big Prizes, Cash Prizes
Enter: Online, SMS, Post
Expires: 5th June 2020

Enter Competition

Competition Description

ITV have a bumper three part prize to be won! You could be mortgage or rent clear for two years up to the value of £24,000 and not only that, they will also pay your bills for two years up to the value of £10,000! An amazing £40,000 is also included, to spend however you want! Don’t miss out!

Competition Terms and Conditions

Who can enter:

Prize Draw open to UK, Channel Islands and Isle of Man residents aged 18 years or over only, excluding employees of the Promoter, STV Group plc, their immediate families, and anyone else professionally connected with the Prize Draw.

Opening/closing date & time:

• Prize Draw in relation to This Morning and Loose Women programme (the “Programme”) opens for entries via PRTS, SMS, post, via the Programme app (the “App”) and online via the www.itv.com/win and stv.tv/win website (“Website”) on Friday 22nd May.

• Prize Draw closes for entries via PRTS, SMS and online at 3.00 p.m. on Friday 5th June 2020.

• Prize Draw closes for entries via post at 4.00 p.m. on Thursday 11th June 2020.

Winner selection & contact:

• The draw will take place one week of the closing date and time for all entries.

• Subject to eligibility and compliance with all applicable terms and conditions, the first entry drawn at random from all eligible entries will win the prize.

How to enter & cost of entry:

• PRTS Phone – call 09068 78 11 19 and follow the instructions given on the PRTS phone line; up to fifteen (15) paid entries per phone number. Entrants who enter twice from the same phone number will receive a third entry into the Prize Draw without charge (based on the same details as submitted in the second call). For each subsequent call from the same phone number, the entrant will receive an additional entry without charge (based on the same details as submitted in their call). This therefore works as a “3 entries for the price of 2 entries” offer followed by “buy one entry get one entry free” offers. Each call costs £2.00 plus your network access charge.

• SMS text – send an SMS text with or without the keyword PRIZE or WINNER or APP to 81119; up to fifteen (15) paid entries per phone number. Entrants who send a second SMS text entry using the same mobile number by the closing date and time will receive a third entry into the Prize Draw without charge (based on the same details as submitted in their previous paid entry). For each subsequent entry from the same mobile number, the entrant will receive an additional entry without charge (based on the same details as submitted in their previous paid entry). This therefore works as a “3 entries for the price of 2 entries” offer followed by “buy one entry get one entry free” offers. Each chargeable SMS text entry costs £2.00 plus one standard network rate message. Please note that SMS entries without the keyword or where the keyword is misspelt will still be counted and charged (where applicable). If you do not want to receive marketing texts about similar products and services, please add NO INFO at the end of your text entry.

• Online/App – go to the Website or download the App and follow the instructions to enter via the following routes:

o Entry Credits: any Entry Credits won through a Winsday Prize Draw which are sitting in your itv.com/win account will be automatically used to enter this Prize Draw before any other online paid entry routes are available to you.

o Direct to Mobile Billing: follow the instructions on the Website to charge the entry costs to your mobile phone bill. Direct to Mobile Billing may only be available for certain mobile networks – for details see the Website.

o Paypal: follow the instructions on the Website;

o Apple Pay: follow the instructions on the Website.

A single entry costs £2.00. Paid and free entry bundles may be offered from time to time as stated on the Website.

Please note if you are using a credit card with Apple Pay or Paypal, your card provider may impose surcharges.

By entering online, you will also receive one (1) ticket to participate in the “Winsday” Prize Draw for every one (1) paid entry.

Each Winsday Prize Draw opens at 1.00 a.m each Wednesday and closes at 12:59 a.m the following Wednesday. The ticket generated from entering this Prize Draw will be automatically entered into Winsday draw that is live at the time of your entry. Please go to https://www.itv.com/win/help.html for more information on the Winsday Prize Draw and how to check your ticket.

There is a cap of thirty (30) paid entries across all online platforms (“Cap”). Any Entry Credit(s) used in this Prize Draw will also contribute to the Cap.

• Post – send your name and a contact telephone number (including area code if providing a landline number) to DY22, PO Box 7558, Derby, DE1 0NQ.

Prize:

There is one (1) prize of (i) £40,000 cash; (ii) payment of the winner’s mortgage or rent for two (2) years; and (iii) payment of the winner’s domestic bills for two (2) years.

(i) £40,000 cash

There is one (1) prize consisting of £40,000 (forty thousand pounds) made payable by BACS in the name of the entrant only within 28 days.

(ii) Payment of the winner’s mortgage or rent for two (2) years

There is one prize consisting of payment of the winner’s mortgage or rent on their main UK, Channel Islands or Isle of Man residence for a period of two (2) years up to the maximum value of £24,000 (twenty-four thousand pounds) (“the mortgage payments and/or rent payments”), subject to the following terms and conditions.

The winner must have an existing mortgage in accordance with a valid written mortgage agreement in respect of their main residence located in the UK, Channel Islands or Isle of Man or be paying rent in accordance with a valid written tenancy agreement in respect of a property located in the UK, Channel Islands or Isle of Man and have made all payments due at the time of entering the Competition. The Promoter will not pay any mortgage arrears or unpaid rent existing at the time of entering into the Competition.

Payments will be calculated by the Promoter based on the winner’s existing monthly payments at the time of entering the Competition, and will include the following elements:

a) capital repayments; and/or

b) interest charges on the mortgage; and/or

c) payments of premiums due in respect of an endowment or similar insurance policy directly

linked to the mortgage; and/or

d) the monthly rent payment as specified in the winner’s tenancy agreement. Where payments are weekly, the Promoter will make the appropriate re-calculation.

The Promoter shall require documentary evidence of any existing mortgage or rent payments paid by the winner for the three (3) months prior to the date of winner confirmation e.g. mortgage statements, bank statements, rent books, etc (“Required Evidence”). In the event that the winner: (i) provides the Required Evidence but these are not clearly identifiable from a mortgage agreement or tenancy agreement; or (ii) has moved between a mortgage and rental payments within the three (3) months prior to the winner confirmation date, then the Promoter shall decide in its sole discretion the amount to be paid to the winner based on any other evidence of mortgage or rent payments which can be given by the winner. In the event that the winner: (i) is unable to provide the Promoter with the Required Evidence to the Promoter’s satisfaction; or (ii) has a mortgage or lease expiring less than two (2) years from the date of winner confirmation, the Promoter may decide in its sole discretion to award a sum of up to £24,000 (twenty-four thousand pounds) to the winner.

Where the winner has a joint mortgage and/or rent, the Promoter will pay an amount calculated upon the full amount of the monthly payment due, and not just the winner’s share. In the event that the winner’s monthly payments increase at any time, the Promoter shall have no obligation to make any additional payments to cover any such increase.

In the event that the winner disagrees with the Promoter’s decision as to the amount to be paid by the Promoter the dispute shall be referred (at the Promoter’s cost) to an independent financial advisor, to be appointed by the Promoter, who shall decide upon the dispute and whose decision shall be final and binding upon the Promoter and the winner.

For the avoidance of doubt, the prize excludes any associated costs and expenses which may be incurred by the winner or which are related to the winner’s mortgage or rent. The mortgage payments and/or rent payments will be paid by BACS made out in the name of the winner only. Failure to provide bank account details may result in forfeiture of the mortgage payments and/or rent payments. Other restrictions may apply.

The BACS payment will be made in the name of the winner only within 28 days of the winner providing the Required Evidence.

(iii) Payment of the winner’s domestic bills for two (2) years

There is one prize consisting of payment of the winner’s domestic bills relating to their main UK, Channel Islands or Isle of Man residence for a period of two (2) years up to the maximum value of £10,000 (ten thousand pounds) (“domestic bill payments”), subject to the following terms and conditions.

The winner is responsible for all domestic bill payments for the period before winner confirmation. The Promoter will not pay any arrears or unpaid domestic bill payments existing before the time of winner confirmation.

The winner must have an existing account with a council for the purposes of paying council tax and/or an electricity supplier and/or a gas supplier and/or a water supplier (“Suppliers”) in respect of their main residence in the UK, Channel Islands or Isle of Man.

Payments will be calculated by the Promoter based on the winner’s existing monthly payments at the time of winner confirmation, and will be limited to the following:

a) council tax payments; and/or

b) electricity payments; and/or

c) gas payments; and/or

d) water payments.

The Promoter shall require documentary evidence of any existing domestic bill payments paid by the winner for the three (3) months prior to the date of winner confirmation e.g. council tax bill, electricity bill, gas bill, water bill etc (“Domestic Bill Evidence”). In the event that the winner provides the Domestic Bill Evidence but has moved between main residence or Suppliers within the three (3) months prior to the winner confirmation date, then the Promoter shall decide in its sole discretion the amount to be paid to the winner based on any other evidence of domestic bill payments which can be given by the winner. In the event that the winner is unable to provide the Promoter with the Domestic Bill Evidence to the Promoter’s satisfaction, the Promoter may decide in its sole discretion to award a sum of up to £10,000 (ten thousand pounds) to the winner.

Where the winner has a joint council, electricity, gas or water account, the Promoter will pay an amount calculated upon the full amount of the monthly payment due, and not just the winner’s share. In the event that the winner’s monthly payments increase at any time, the Promoter shall have no obligation to make any additional payments to cover any such increase.

In the event that the winner disagrees with the Promoter’s decision as to the amount to be paid by the Promoter the dispute shall be referred (at the Promoter’s cost) to an independent financial advisor, to be appointed by the Promoter, who shall decide upon the dispute and whose decision shall be final and binding upon the Promoter and the winner. For the avoidance of doubt, the prize excludes any associated costs and expenses which may be incurred by the winner or which are related to the winner’s domestic bills. The prize includes payment of council tax, electricity, gas and water bills only and specifically excludes all other household bills including, but not limited to, TV Licence, phone and broadband bills. The domestic bill payments will be paid by BACS made out in the name of the winner only. Failure to provide account information may result in forfeiture of the domestic bill payments. Other restrictions may apply.

The BACS payment will be made in the name of the winner only within 28 days of the winner providing the Domestic Bill Evidence.

ITV’s General Competition, Prize Draw, Vote and Poll Terms and Conditions also apply – to view these, please click here.

Prize provider: ITV Consumer Limited, 2 Waterhouse Square, 140 Holborn, London, EC1N 2AE

Promoter: ITV Consumer Limited, 2 Waterhouse Square, 140 Holborn, London, EC1N 2AE

Apple Inc. is no way linked or associated with the Competition.